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Financing Options

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At Dr. K Miami Plastic Surgery, we believe that everyone should have access to the cosmetic procedures they desire, regardless of their financial situation. To help make your aesthetic goals a reality, we offer a variety of financing options tailored to fit your needs.

Why Consider Financing?

Cosmetic procedures are an investment in your confidence and well-being. Financing allows you to achieve your desired look without the burden of paying for everything upfront. With flexible payment plans, you can focus on your transformation while managing your finances comfortably.

Available Financing Plans

1.CareCredit®

  • What is CareCredit? CareCredit is a healthcare credit card designed specifically for your health and wellness needs. It’s accepted at over 200,000 locations nationwide, including Dr. K Miami Plastic Surgery.
  • Benefits:
    • 0% interest for up to 6 months on qualifying purchases.
    • Low monthly payments that fit your budget.
    • Instant approval decisions so you can schedule your procedure without delay.

Interest-Free Financing:

  • Term Length: 6 months.
  • Interest Rate: 0% interest if paid in full within the promotional period.
  • Minimum Purchase Amount: Usually required for 12 months or longer financing.
  • Late Payment: If not paid in full by the end of the promotional period, interest is charged from the purchase date.

Extended Payment Plans:

  • Term Length: 24, 36, 48, or 60 months.
  • Interest Rate: Fixed APR depending on the term.
  • Minimum Purchase Amount: Typically required, varies based on term length.

2. Alphaeon Credit

  • What is Alphaeon Credit? Alphaeon Credit offers special financing for cosmetic, dental, and ophthalmic procedures. It’s tailored to the needs of patients seeking elective procedures.
  • Benefits:
    • Competitive interest rates and a wide range of financing plans.
    • Higher credit lines, which means more options for larger procedures.
    • No annual fees or prepayment penalties.

Deferred Interest Plans:

  • Term Length: 6, 12, 18, or 24 months.
  • Interest Rate: 0% interest if paid in full within the promotional period.
  • Late Payment: Deferred interest applies if not paid in full by the end of the promotional period.

Equal Payment Plans:

  • Term Length: 24, 36, 48, or 60 months.
  • Interest Rate: Fixed APR ranging from 14.99% to 24.99%, depending on creditworthiness and term length.
  • Equal Payments: Monthly payments spread evenly across the term.

3. PatientFi

  • What is PatientFi? PatientFi is a financing company that partners with leading medical providers to offer patient-friendly financing options.
  • Benefits:
    • No hidden fees, and terms are transparent.
    • Flexible payment options tailored to your financial situation.
    • Soft credit check for prequalification that won’t affect your credit score.

Interest-Free Financing:

  • Term Length: 6, 12, or 18 months.
  • Interest Rate: 0% interest if paid within the promotional period.
  • Late Payment: Standard interest rates apply if not paid in full within the promotional period.

Flexible Payment Plans:

  • Term Length: 24, 36, 48, or 60 months.
  • Interest Rate: Fixed APR varies based on creditworthiness (typically between 5.99% and 29.99%).
  • Down Payment: Some plans may require a down payment.
  • Prepayment: No penalty for paying off the balance early.

How to Apply

Applying for financing is simple and can often be completed in just a few minutes. Our staff is here to guide you through the process and help you choose the best option for your circumstances.

  1. Choose Your Financing Option: Explore the plans above to determine which one best suits your needs.
  2. Apply Online or In-Office: You can apply for CareCredit, Alphaeon Credit, or PatientFi online, or our team can assist you in our office.
  3. Get Approved: Most approvals are instant, allowing you to schedule your procedure without delay.
  4. Start Your Transformation: Once approved, you can begin your journey to a new you with flexible, manageable payments.

Need Assistance?

Our friendly and knowledgeable staff is here to answer any questions you may have about financing options. We’re committed to making your experience as seamless as possible, from consultation to final payment.

Contact us today to learn more about our financing options and to schedule your consultation. We’re here to help you every step of the way on your journey to achieving your aesthetic goals.